UbuntuLink by PANEOTECH UbuntuLink by PANEOTECH
Client Login
Get Started

About UbuntuLink

Africa's unified mobile‑money rails
World‑class african payment aggregator, customised for demanding industries
Single REST API
& Dynamic Dashboard
400 million+
Mobile‑money wallets reachable
15 +
Currencies supported
30+
African countries covered

UbuntuLink unifies Africa’s mobile‑money rails behind one borderless gateway, designed and powered by PANEOTECH.

UbuntuLink was born from a single frustration: every African market had its own mobile‑money gateway, fee schedule, and integration hurdle. We set out to collapse that complexity into one secure API and an intuitive dashboard, so any organisation, from a pan‑African marketplace to a growing agritech co‑op, can move money in seconds, not weeks.

Get Started

Coverage across Africa

From Benin to Zambia, UbuntuLink’s single API connects you to every major mobile‑money operator on the continent.

Our Mission & Vision

Our Mission
Make African payments frictionless, transparent, and universally accessible one transaction at a time.
Our Vision
An Africa where money flows as freely as ideas, powering innovation and prosperity across every community.

Our Core Values

Unity

We link people, markets, and ideas across borders.

Innovation

Developer‑first tools that evolve with our clients.

Impact

Technology that unlocks real economic value.

Excellence

World‑class uptime, support, and compliance.

Architecture Snapshot

1. Single RESTful API

POST /v1/payments — accepts JSON, idempotency keys and automatic retries.

2. Smart‑Routing Engine

  • Latency‑ & fee‑aware selection (MTN MoMo, M‑Pesa, Airtel Money, Orange Money…).
  • Automatic fail‑over to secondary rails for guaranteed delivery.

3. Event Webhooks

payment.pending payment.success payment.failed settlement.ready

Delivered in < 800 ms, HMAC‑SHA256‑signed.

4. Security Layer

  • OAuth 2.0 client‑credential flow for server calls.
  • Hardware‑HSM key storage, TLS 1.3 everywhere.
  • Built‑in two‑factor authentication for dashboard users.

5. Sandbox & SDKs

  • Instant sandbox key with 50 test credits.
  • SDKs: PHP, Node.js, Python (typed) — Java in progress.
  • Postman collection & OpenAPI 3 spec ready to download.

6. Compliance & Uptime

  • ISO 27001, PCI‑DSS SAQ‑A, GDPR processor clauses.
  • 99.7 % 12‑month rolling uptime (Statuspage monitored).
Developer TL;DR: One authenticated POST, one webhook subscription, and you’re live in 30+ African mobile‑money markets—complete visibility, enterprise‑grade security.

UbuntuLink is a product of PANEOTECH

Solutions

Web Apps

Explore

Resources

Sign up for our Newsletters for Monthly Insights

UbuntuLink... crafted for Africa, powered by PANEOTECH