Digitising Public Payments—Collections, Grants & Transparency in One Stack
UbuntuLink helps treasuries, utilities and social‑protection agencies collect fees, disburse benefits and audit every shilling via mobile‑money, USSD and QR rails.
Why African Governments Need Wallet‑First Rails
Over 1.1 billion mobile‑money accounts exist on the continent, dwarfing card usage and offering 90 % population reach. Digital fee collection portals like Kenya’s eCitizen have boosted revenue by double digits while cutting cash leakage. Social‑cash transfers routed through mobile wallets cut distribution costs by 50 % and reach rural beneficiaries in hours, not weeks.
UbuntuLink Pillars for Government Success
Digital Revenue Collection
Accept taxes, licence fees and utility bills via QR, USSD and mobile‑money— real‑time posting to treasury accounts.
Citizen Disbursements
Push social grants, subsidies or pensions to verified wallets in seconds, replacing queues and cash vans.
Verified Beneficiary Registry
Biometric or ID‑based onboarding with duplicate suppression ensures the right citizen gets the right benefit.
FX & Stablecoin Treasury
Convert donor funds to USDT/USDC at interbank spreads, hedge devaluation and cash‑out locally when ready.
Real‑Time Fiscal Analytics
Dashboards show inflows, outflows and leakages across ministries, powering data‑driven budgeting.
Fraud & Anomaly Guard
Behavioural scoring and velocity limits flag suspicious activity within 500 ms, protecting public funds.
Workflow Snapshot
1 · Citizen Pays
QR / USSD / wallet app routes fees to treasury in real time.
2 · Smart Ledger
Platform splits taxes, levies and service charges automatically.
3 · Transparent Audit
Dashboards & immutable logs ensure every coin is traceable.
UbuntuLink Modules in Play
- Collections Suite – taxes, fines, utility bills via wallet & USSD
- Bulk Disbursements – social‑cash, payroll & subsidy payouts
- FX & Stablecoin Rails – manage donor or inter‑ministry FX
- Beneficiary Management – citizen identity & KYC
- Analytics & Reconciliation – live fiscal dashboards & auto‑match
- Security Suite – tokenisation, 2FA & threat monitoring
Security & Compliance
Zero‑Trust API — OAuth 2.0, HMAC‑SHA256 and IP allow‑lists secure every call.
Sovereign‑Grade Hosting — ISO 27001 data centres and optional in‑country deployment keep citizen data local.
Continuous Fraud Monitoring — anomaly webhooks fire < 500 ms after detection.
