Seamless Guest Payments & Lightning‑Fast Staff Payouts

UbuntuLink lets hotels, airlines and tour operators accept QR / USSD bookings, refund in wallets, tip staff in seconds and settle cross‑border suppliers with stablecoins.

Why Travel Needs Wallet‑First Rails

Tourists are ditching cash—digital wallet spend in Sub‑Saharan destinations grew 46 % last year. Yet refunds via bank or card can take 7–21 days, damaging trust. Staff churn rises when tips or payroll arrive late, while FX spreads eat into OTA margins.

UbuntuLink Pillars for Travel & Hospitality

QR / USSD Guest Checkout

Guests scan a code or dial a USSD string—in‑app or at reception— funds settle instantly to your treasury.

60‑Second Staff Tips & Payroll

Pay housekeepers, guides and drivers after each shift via mobile‑money, raising retention.

Instant Wallet Refunds

Cancelled booking? Refund to wallet in < 2 min—no chargebacks, no card scheme fees.

Stablecoin Supplier Rail

Swap local proceeds to USDT/USDC at interbank spreads, pay aircraft lessors or resort chains within minutes.

Occupancy & Revenue Analytics

Live dashboards slice wallet‑mix, channel yield and FX impact across properties.

Chargeback‑Free Bookings

Wallet rails cut friendly‑fraud disputes that plague card bookings.

Workflow Snapshot

1 · Guest Books

QR / USSD / wallet payment at OTA or desk.

2 · Split Revenue

Platform fee, taxes & service charge routed instantly.

3 · Instant Payouts

Staff, guides & partners receive wallets payouts in < 60 s.

UbuntuLink Modules in Play

  • Collections Suite – QR & USSD guest checkout, deposits
  • Bulk Disbursements – payroll, tips & partner commissions
  • FX & Stablecoin Rails – supplier & lease payments
  • Beneficiary Management – staff ID & KYC
  • Analytics & Reconciliation – occupancy & yield dashboards
  • Security Suite – tokenisation & anomaly alerts

Security & Compliance

Zero‑Trust API — OAuth 2.0 & HMAC‑SHA256 harden every call.

ISO 27001 Hosting — PII and passport data protected in certified DCs.

Fraud & Chargeback Guard — anomaly webhooks fire in < 500 ms.

FAQs

Guests can scan a QR that opens a web wallet top‑up with international schemes or use an OTA that wallets‑in local currency.

Yes—configure percentage or fixed splits; payouts hit staff wallets instantly with SMS receipts.

Use the Dashboard or `POST /v1/refund`; guest wallets credit in under two minutes, with webhook confirmation.