Instant Wallet Payouts & Cashless Collections for Fleets and Couriers
UbuntuLink lets ride‑hailing apps, last‑mile couriers and trucking fleets pay drivers in seconds, accept QR/USSD on delivery, and see live cash‑flow across borders—no bank files, no cash risk.
Pain Points in African Logistics
Gig drivers and couriers rank **instant payout** as their #1 loyalty factor; delayed earnings push churn above 20 %. Cash‑on‑delivery still covers up to 70 % of parcels, exposing fleets to loss and costly reconciliation. Mobile‑money dominates wallet preference, yet most platforms pay via weekly bank ACH, tying up working capital.
UbuntuLink Pillars for Logistics & Transportation
Instant Driver Payouts
Push completed‑trip earnings to 30 + mobile‑money wallets in under 60 s—boosting retention.
Cashless Delivery Collections
Couriers present dynamic QR or USSD string; customers pay on the spot, reducing COD loss.
Fuel & Toll Wallet
Load driver wallets for fuel & tolls, track spend and prevent misuse.
Cross‑Border Treasury
Swap local takings to USDT/USDC, then off‑ramp in destination currency at interbank spreads.
Driver KYC & Compliance
Onboard drivers with ID‑scan & selfie, auto‑flag duplicates and expired documents.
Live Fleet Analytics
Real‑time dashboards for payouts, collections, fuel spend and route profitability.
Workflow Snapshot
1 · Delivery Complete
Customer pays via QR / USSD; funds land in UbuntuLink.
2 · Split Engine
Auto‑route driver earnings, platform fee & taxes instantly.
3 · Driver Wallet
Driver receives payout & receipt; finance dashboard updates live.
UbuntuLink Modules in Play
- Collections Suite – QR / USSD delivery collections
- Bulk Disbursements – instant driver & courier payouts
- FX & Stablecoin Rails – cross‑border fleet treasury
- Beneficiary Management – driver KYC & document vault
- Analytics & Reconciliation – live payout vs. collection view
- Security Suite – 2FA, tokenisation & fraud alerts
Security & Compliance
Hardened API — OAuth 2.0, HMAC‑SHA256, IP allow‑lists.
ISO 27001 Hosting — data centres & tokenised payloads keep you out of PCI scope.
Real‑Time Fraud Guard — velocity & anomaly alerts fire in < 500 ms.
