Why Beneficiary Management Matters
Stipend programs, gig platforms and multi‑vendor marketplaces all depend on accurate recipient data. A single typo can freeze a payout, breach KYC rules or trigger costly reversals. UbuntuLink turns fragmented phone books into a unified, audit‑ready registry so finance, operations and compliance teams stay perfectly aligned.
How It Works
Collect Data – Send onboarding link or embed the widget; recipients submit ID & phone.
Verify & Score – Automated KYC runs; risk engine assigns tier and flags anomalies.
Pay & Track– Profiles sync to Disbursements or Collections modules; every transaction rolls back to the beneficiary card.
Industry Use Cases
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NGO Cash‑Transfer Programs ✦ register beneficiaries once, push stipends for months.
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Gig & Ride‑Hailing Platforms ✦ onboard drivers with selfie KYC, update documents on expiry.
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Education Grants ✦ capture student IDs, attendance and payment history in one view.
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Merchant Marketplaces ✦ verify sellers, tag by product category, auto‑route split payouts.
Security & Compliance
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OAuth 2.0 API keys with IP allow‑listing.
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Field‑level encryption for PII; hardware‑HSM key storage.
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Full audit log of every profile create, edit or delete.
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GDPR & POPIA data‑retention timers—set and forget.
