Rapid, Transparent Cash Assistance—Anywhere in Africa
UbuntuLink lets NGOs and development agencies disburse digital cash, collect donations, hedge donor FX and audit every shilling in real time— even in the hardest‑to‑reach communities.
Why Non‑Profits Need Wallet‑First Rails
Mobile‑money is now the primary channel for humanitarian cash transfers, reaching 38 million recipients in 2023 alone. Digital cash cuts delivery costs by 50 % versus in‑kind aid and injects funds into local markets within hours. Yet fragmented rails, FX loss and duplicate beneficiary data still drain programme impact and donor trust.
UbuntuLink Pillars for Aid & Development
Digital Cash Transfers
Push one‑off or recurring payments to verified wallets in under 60 s— even in camps or disaster zones.
Beneficiary KYC & Protection
Deduplication, PEP/sanctions screening and consented data sharing protect recipients and donors.
Donor‑Ready Reporting
Dashboards export IATI, FCDO and USAID‑compliant CSVs in one click.
Stablecoin FX Rail
Convert grants to USDT/USDC at interbank spreads; cash‑out field offices same day.
Donation QR & USSD
Give supporters a low‑fee wallet or USSD channel—no card gateway fees.
Real‑Time Fraud Guard
Velocity and geofence rules flag anomalies < 500 ms after they occur.
Workflow Snapshot
1 · Onboard Recipients
SMS / USSD form or field app captures ID & biometrics.
2 · Bulk Disburse
API or CSV triggers mobile‑money payouts; OTP confirms receipt.
3 · Audit & Report
Dashboards & ledgers sync to donor portals and BI tools.
UbuntuLink Modules in Play
- Bulk Disbursements – cash assistance & stipend payouts
- Collections Suite – QR & USSD fundraising channels
- Beneficiary Management – KYC, deduplication & consent logs
- FX & Stablecoin Rails – low‑cost cross‑border grant flows
- Analytics & Reconciliation – real‑time impact & compliance
- Security Suite – tokenisation & anomaly alerting
Security & Compliance
Zero‑Trust API — OAuth 2.0, HMAC‑SHA256, IP allow‑lists.
ISO 27001 Infrastructure — meets UN & INGO data‑protection mandates.
Anti‑Fraud & AML — sanctions, PEP screening and anomaly webhooks.
