Why FX & Stablecoins Matter

Bank lines for hard currency and double‑digit devaluations have driven African firms to dollar‑linked tokens, whose volumes now outpace card‑based remittances in markets. By tokenising fiat, businesses lock today’s USD price, bypass correspondent banks and hedge local‑currency risk. Stablecoin rails can cut a $200 remittance fee from 12 % to under 5 %.​

How It Works

  • Request Quote - receive rate + 60‑s TTL.
  • Execute Swap - Confirm; naira debits via local PSP, USDT credits your UbuntuLink wallet.
  • Off‑Ramp or Re‑Use - Hold as USD hedge, pay suppliers on‑chain, or cash‑out to local wallets—T + 0.

Industry Use Cases

  • Marketplaces & Exporters ✦ Collect local currency, settle sellers in USD stablecoin.

  • NGO Grant Programs ✦ Hedge against mid‑cycle FX swings; disburse when ready.

  • Fleet & Logistics ✦ Pay fuel vendors in USDT across borders with no correspondent delay.

  • Fintech Wallets ✦ Offer customers on‑/off‑ramps to dollar‑linked savings in‑app.

Security & Compliance

  • OAuth 2.0 server creds + per‑swap HMAC signatures.

  • Travel‑Rule metadata attaches beneficiary info to every on‑chain transfer.

  • Transaction monitoring powered by Chainalysis Reactor and Elliptic Lens.

Questions About Our FX & Stablecoin Rails

USDT (ERC‑20 / TRC‑20), USDC (Ethereum / Solana); additional tokens on request.

$50 equivalent; no hard maximum liquidity sourced across OTC desks.

Mid‑market spot + 0.75 % spread; engine arbitrages across partner venues.

Yes choose internal wallet or external address with allow‑listed MPC signature.
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